Calculators

Feel free to use our range of home loan calculators to explore your options, plan your budget, and make informed decisions. Whether you’re calculating monthly repayments, transfer costs, or affordability, our tools are here to help you every step of the way.

Home Loan Affordability Calculator

Gross Monthly Income (R):

Net Monthly Income (R):

Monthly Expenses (R):

Interest Rate (%):

Loan Term (years):

Bond Savings Calculator

See how much you can save by paying extra into your bond

Purchase Price (R):

Bond Amount (R):

Interest Rate (%):

Loan Term (years):

Extra Monthly Payment (R):

Home Loan Repayment Calculator

Purchase Price (R):

Bond Amount (R):

Interest Rate (%):

Loan Term (years):

Bond & Transfer Costs Calculator

Using 2025 SARS transfer duty rates and May 2024 Conveyancing Fee Guidelines

Purchase Price (R):

Bond Amount (R):

Interest Rate (%):

Loan Term (years):

Bond Amortisation Calculator

See how your payments are split between principal and interest

Bond Amount (R):

Interest Rate (%):

Loan Term (years):

Calculators

Home Loan Affordability Calculator

Your Affordability Results

Bond Savings Calculator

Your Potential Savings

Full Breakdown

Home Loan Repayment Calculator

Your Repayment Results

Bond & Transfer Costs Calculator

Your Cost Breakdown

Total Cost

Bond Costs

Transfer Costs

Bond Amortisation Calculator

Payment Breakdown

Payment Composition

Complete Payment Schedule